Whether you are just getting ready to buy a home or have lived in your own for a long time, there’s always issues that can cause problems or unplanned financial burdens.
If you live in Pennsylvania, you can visit the website of the Department of Environmental Protection, Mine Subsidence Insurance page. Sinkholes are also a problem in Pennsylvania. Check your homeowner’s insurance policy first, but it likely doesn’t cover these issues. From a quick look at the DEP Subsidence page, it isn’t clear that insurance is available for sinkholes. However, there is enough information on this page, including a help desk phone number to answer questions about subsidence risk and insurance, etc. If you call, ask if they can give you any further information on sinkholes as well or how that risk might be insurable.
http://www.dep.state.pa.us/dep/deputate/minres/bmr/msipage/msi_info.htm
http://www.depweb.state.pa.us/dep/site/default.asp
http://www.dcnr.state.pa.us/topogeo/hazards/sinkholes.aspx
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